ATM detector lies

Sberbank Bank (Russia) is testing an automated teller machine (ATM) with a lie detector to prevent fraud in consumer credit.

Not only do regular services, new generation ATMs also have the ability to make decisions for customers to borrow money or not.

Advanced technology

The aforementioned ATM machine can copy passports, get fingerprints, take 3-dimensional portraits to identify faces. Not only that, they also have a program capable of analyzing human voices. In the process of talking to customers, they will check to see if they answer the questions honestly, for example: 'Do you have a job? ',' Currently, do you have any outstanding debt? .

Speech Technology Certer, an important partner of the Russian Federal Security Agency, has fabricated lie detection software. Dmitri V. Dyrmovsky, the director of the company, said the designers used the voice database of Russian law enforcement agencies . It is the tape recording of the voice of those who have cheated when police questioned. In addition to voice recognition, the software also detects stress, even pain, in the voice of customers. Emotional information will be connected to other data such as the use of credit cards for review.

The CEO of Sberbank, Victor M. Orlovsky, said the new ATM would comply with Russian privacy laws. To implement this law, the bank will prohibit the use of voice as a signature and will store the voice used to identify it in the chip of the credit card. ' We do not violate customer privacy. We just want to find out if the customer is telling the truth or not to 'go' inside the client's brain or violate their private life. Therefore, there is nothing to worry about, 'said Orlovsky.

Sberbank Bank's new generation ATM can detect
liar customers (Photo: Daily Mail)

Promising

Deutsche Bank of Germany and American Financial Group Citigroup also tested many future technologies at bank branches in the cities of Berlin (Germany), New York (USA), Tokyo (Japan). However, it seems that until now, Sberbank is the only place to turn a cash machine into an honest machine. Senior analyst Daniel Wiegand of Corporate Insight Consulting for The New York Times newspaper (USA) knows: ' There is no US financial company doing the same thing '.

A sample ATM is on display at the Sberbank's laboratory located in a building above the subway station in Moscow. In the near future, this new ATM will be available at Sberbank's offices and branches throughout Russia. According to technical consultants, once they are widely used, Sberbank will become the bank using the world's first voice analyzer. In the future, this ATM can also serve coffee for those who come to trade.

So many people have been struggling with debts before, they can't even repay them. Therefore, Orlovsky hopes this smart ATM will eliminate future debtors better than bank employees.