10 smart spending rules will help you have a relaxed life, always full of money

Making money is not easy, spending money is even more difficult. In fact, while there are many tricks to help you make the most of your money and earn more, it only works for those who are gifted in the business.

However, this does not mean that you - ordinary people - have no chance. There are a number of important tips to grasp before spending bloody coins, so you can have a more comfortable life.

1. Invest for yourself

Investing in yourself is the wisest way to invest, and the sooner you realize this, the sooner you'll find your life easier.

But what is your investment in yourself? Of course, it is learning and experience. It is not necessary to try to earn a degree, but cultivate whatever you feel like. Buy a book and read it - it's an investment! Paying money for an online course, that's also investing.

The more you invest in yourself, the higher your value will be, especially in today's modern society.

2.

Basically, we work 8 hours a day, sleep 8 hours a night, and have 8 hours for private things.

8 hours in exchange for 8 hours to bed. So, better self-improvement completely lies in the effective use of the remaining 8 hours. Make good use of it, invest in things that have a long-term effect, like learning new knowledge, new skills . instead of going to YouTube to watch entertaining videos.

3. Be careful when lending money

Everyone, we all have close relationships - maybe friends, family members . And what happens when you lend them money? They will return it, right?

Oh no! Reality will sometimes take place in completely different ways. There are people who just want you to forget about that debt, others want to die, and in some cases you can't afford it. The problem is that you don't have to be so generous.

And whatever the reason, lending money can lead to losing money, you . have to, so be careful before giving money to anyone.

4. Spending less is freedom

Where you look: a lot of scientific reports related to wealth have one piece of advice: spend less.

The reason now, imagine, you are disgusted with work, disgusted with housing, disgusted with many other things in life. At this point, spending less in the past will help you get a money to manage, become more free, more flexible in psychological matters.

5. The 24h rule

When shopping - whether online or in person, we are always driven by emotions. You might like a pair of shoes and feel ready to spend half a month's salary on them. But even when it is small things, because they are so small that you only do not regret it, so that when many things add up, empty bags are always not good.

This is where the 25h rule proved useful. Before buying anything, wait until the next day. After 1 day, your emotions will become quiet, and you will know for yourself whether or not you really need the item. Believe me, the majority of cases will be no!

6. Rule of 1 minute

Every day, take a minute to check your spending. For example, take a 1-minute lunch break to see what you've been spending since waking up.

1 minute is really valuable, because it helps you realize why you spend too much and where the problem lies.

7. Before shopping, make a comparison

Another trick to curb bluff spending, is comparison.

For example, you see a beautiful sweater outside the store, but its value is quite expensive, and you feel hesitant? Now compare and lose: do you need that shirt, or do you need a worry-free outing next month?

8. Don't be "tricked" by businesses

Big companies always have "dangerous" marketing tricks to make customers spend more on things they don't really need. The prime example is sales, discounts, but prices don't really go down.

So before the items are sold strongly, please compare the quality, the original price . and always keep in mind: sale goods are mainly items that have a price higher than its actual value, or not quality. proportionate.

9. Shopping alone

When traveling with friends, you tend to spend more. Simply because the two of them are going to be happy together, and the happy mood will make you over your forehead, that's all.

Solving this story is simple: don't invite your friends to the mall. If you want to meet each other, watching movies, going to cafe . are better options.

10. Eliminate negative thoughts about money

Our minds have a great power. If you think that you can't make a lot of money and that "rich" people are predators, you won't achieve anything.

When you think that you cannot succeed, you will be discouraged, easily tired, feel that what you are doing is meaningless and lead to not gain anything useful. Removing such thoughts is an easier way to get what you want.

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