Psychological tricks that help you save the city

Developing a financial plan in the future is becoming a very active habit in the community especially young people. Reasonable spending plans to pursue personal interests, travel or ambition for a bright future . are all derived from saving action.

Saving is not simply about reducing your daily spending, it's also a consideration when you know when to spend, when to keep your money. By doing these things, you will gradually develop a habit of saving, thereby changing your outlook on life, your family and your future.

The following psychological tips will help you to spend reasonably well and always feel rich.

1. Always towards general numbers

You pay 2 million a month for a phone contract but instead of swirling 2 million out of your wallet every month, think about the total cost you will have to pay in a year, 2 years . By looking at this, you can consider whether this service costs too much of your own money.

In another way, imagine how much money you will save in a year if you choose to use a less expensive service. Suppose you are paying 500,000 VND / month to use the internet.

If you change to another provider's network, the cost will be VND 400,000 per month. Initially, the cost of conversion may be larger than the savings of 1-2 months, but further, after one year you will save 1.2 million and in 2 years this number will be 2.4 million. This amount can completely offset the conversion costs you have spent and will also help you save even more.

2. Must bargain

There are many types of costs that you can bargain with suppliers, including services such as cable TV, telephone and internet networks.

The only thing you need to do is pick up the phone, call and propose the desire to transfer another provider because their price or quality of service is at a more competitive level. Chances are your current provider will have to offer a lower price to keep guests.

3. Forming psychological savings in groups

It may sound strange but you can compromise with friends and neighbors so that all parties benefit. For example, by sharing the cost of necessities with friends, you can save more than buying yourself and paying for it in your pocket.

The reason is that bulk shipments will be sold by grocery stores at a much cheaper price than retail.

Living together may not sound very attractive, but it will help you with rent sharing. If you prefer to live on your own, but are quite close to your neighbors, you can suggest using them with subscriber services to reduce by half, even three, four times the cost.

4. Use your favorite recipes again

Always prepare ingredients that are easy to prepare and suitable for your taste. This helps you avoid buying too much unnecessary food and leaving extra food.

Although many people envision themselves being able to cook sophisticated dishes, in fact, most of them do not have much time to process such a complicated menu.

Therefore, do not be afraid to reuse your favorite recipes many times, although they are simple but they can save you both time and money.

5. Learn how to do everything yourself

Aim to learn how to do household chores like changing oil for motorcycles, repairing simple machines. Youtube will be a very useful source of information when you want to learn new things.

Learning how to make these seemingly small things yourself will help you minimize unnecessary costs and unexpected savings.